Our Team

Meet your local insurance experts.

Outstanding service starts with an outstanding team. Meet the professionals behind Cavanaugh/Smith/Habel Insurance Agency.


Michael Rousseau, Licensed Agent, Principal/Owner

Michael has a B.S. in Marketing from Fresno State University. Michael has 27 years of experience in the insurance industry. Michael has a background in Commercial Insurance and Claims. He worked for Kemper and AIG for 8 years prior to joining Cavanaugh/Smith/Habel in 2000. Michael is the owner of Cavanaugh/Smith/Habel Insurance Agency. Michael is married and lives in Santa Clara and has 2 daughters.


Kirsten Molencupp, Customer Service Representative, Licensed Agent

Kirsten began her insurance career in 1985 and started working at Cavanaugh/Smith/Habel in 1988. Kirsten is a licensed Property/Casualty Agent. Kirsten handles both personal and commercial accounts. Kirsten is married and lives in Belmont with her kitties and tiny Chihuaha.


Need an insurance quote? Get in touch!

Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse.